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Metal roofs are dangerous to walk on, even for professionals. Metal shake does offer some texture to help with grip, but metal itself is extremely slippery, especially at a medium to steep pitch, so call in a pro rather than getting up on the roof yourself. They’ll have the necessary safety equipment and experience to avoid injury.

Homeowners insurance may pay for chimney repair if the damage type is covered under your policy, such as lightning strikes, heavy storm damage, fallen trees, and unexpected chimney fires. However, if a fire or other damage is caused by poor or improper maintenance, a standard homeowners insurance policy won't cover repairs.

The first thing to ensure is you are hiring an approved contractor to repair your roof so your insurance can cover the cost. As always, shop around until you have a handful of quotes so that you get the best quality for the price you’re paying.

When researching a roof repair contractor to repair hail damage, first ask if they’re licensed, bonded, and insured, as this protects you and your property. Always check upfront fees, availability, turnaround, and cost or discounts. Finally, I always look up their reviews to make sure other people who have done similar projects have had great results.

In many areas, chimney repair companies need to be licensed, but it depends on your state and local municipality. You can check with your local building department to see if companies need licenses, and then you can use Angi’s license lookup tool to confirm that the company you’re considering holds the proper license. It’s a good idea to confirm that the professional is fully insured, and you can ask about certification from organizations like the Chimney Safety Institute of America (CSIA). These certifications aren’t mandatory, but they help ensure a professional repair.