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Sometimes, your insurance policy may cover leaking toilet repair. However, home insurance policies typically do not cover any plumbing problems. They do cover water damage caused by a busted pipe or a major leak. Some insurance companies also have riders that expand your initial coverage to include plumbing items. Talk to your agent for more information.

It is okay to use a drain auger on a toilet, just make sure you are using the correct tip size. The auger is a plumbing snake with a protective sleeve to protect the porcelain toilet bowl from getting scratched. Using too large of an auger can cause the snake to loop back and damage the inside of the drain and plumbing.

After flushing the toilet, you should have about half a tank full of water. While the exact amount of water you’ll have will vary, you want to make sure you have enough to cover the bottom of the bowl and enough to sit above the P-trap drain. While low water in your toilet bowl can indicate a problem, too much water can also be cause for concern.

A bit of water in the bowl can help unclog a toilet, especially if you're using a plunger. However, if the bowl is full to the brim, you'll need to strap on gloves and remove some of the wastewater in a cup or container so it doesn't overflow when you try to unblock the pipe. If you're concerned about it filling further, manually close the flapper in the toilet tank or turn off the water supply to the toilet.