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Various mites can cause health problems for people and pets, such as allergies, skin irritation, and respiratory issues. Some mites, like scabies and chiggers, can transmit diseases or bacterial infections. Other types, such as dust, mold, and spider mites, also pose risks. Spider mites, for example, can quickly spread to and damage houseplants. It is best to eradicate any type of mite from your home and seek medical care if you experience symptoms.

Most spiders are harmless and are more interested in finding and eating insects than trying to bite you or your family members. Certain spiders in your home may be advantageous if you have an issue with insects. Most spiders are non-venomous and have small mouths, so even if they did bite you, it wouldn’t be enough to cause any harm.

However, some species of spiders can cause harm if you are a victim of their spider bite, including the black widow and brown recluse varieties. Both species’ venom is poisonous, and you should seek medical help if bitten.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

You can use bleach to kill fruit flies, but it's not the best option because bleach can be toxic to people when used on surfaces. It also isn't as effective as killing flies in drains, as it passes through the drain too quickly to do a thorough job.