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Sizing a generator is a careful process that requires calculating the electrical load of your entire house. You have to take into account every device you want to use and their wattage requirements, plus the wattage needed to start them, and look for a generator that can safely run all that at around 80% capacity.
In more practical terms, a small home can run on a 10,000-watt generator (and if you only want to power a few key appliances, much less than that). A mid-sized home may need something between 15,000 and 22,000 watts. Larger homes require 25,000 watts or more.
In most municipalities, you will need a permit to install a permanent home generator, including emergency backup, partial-home, and whole-home generators. A permit for a generator usually costs between $50 and $250, depending on where you live. Your electrician or certified generator installer will usually pull the permit for you—and might be required to do so by your building department—but you’ll be on the hook for the cost of the permit. You should ask your installer before agreeing to any work if they will pull the necessary permits for your project.
The cost to install a whole-house generator averages $5,200, with a typical price range of $1,500 to $8,900. However, total costs can vary from $400 for a small portable unit to over $18,000 for a large-capacity system. The most significant cost factor is the generator's size and capacity, but other variables include the brand, fuel type, and labor for assembly and installation.
Generator costs can be broken down by type:
Portable or Emergency Backup Generators (1kW–7.5kW): $500 to $2,000
Partial-Home Generators (9kW–20kW): $2,000 to $6,500
Whole-House Generators (22kW–48kW): $5,000 to $18,000
To avoid paying for more power than you need, consider hiring an electrician to calculate the electrical load for your essential appliances. It is also recommended to get at least three quotes to find the best deal for your specific needs and budget.
Generators are usually sized by running watts and starting watts. Ideally, you’ll want a generator that can offer both the necessary running watts and starting watts for everything you need to power without going beyond 90% of its capacity. Calculate your home’s electrical load based on the breakers in your home or adding up the appliance and lighting needs of connected rooms.
Most homeowners won't be able to claim a home generator as a tax write-off. However, a whole-house generator may be tax-deductible in certain situations depending on its purpose. For instance, if it's needed to power essential medical equipment, it may qualify as a medical expense deduction. Also, in some cases, businesses can deduct a generator as a business expense if it supports operations. Always consult a tax professional to determine eligibility based on your specific circumstances and the applicable IRS regulations.
The Busby, MT homeowners’ guide to generator installs
From average costs to expert advice, get all the answers you need to get your job done.
Natural gas generators are whole-home standby generators that are connected to your home’s natural gas line. The average cost for a natural gas generator is $12,000.
Generators should give you peace of mind, but you’ll only get that if your installer knows what they’re doing. Learn how to hire a pro and what red flags to look for.