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A well-maintained pipe fence can last anywhere from 20 to 50 years, depending on factors like material, climate, and maintenance. Galvanized or coated pipes resist rust and corrosion better than other alternatives, so they tend to last longer, especially in humid or wet environments. Routine maintenance, such as inspecting for damage, removing rust, and applying protective coatings, helps extend the fence’s lifespan significantly.

In the vast majority of cases, chain-link fences are less expensive than wood fences. Installing a wood fence costs anywhere from 20% to 30% more than a chain-link fence, or an average of $3,100, whereas a similarly sized chain-link fence will average around $2,400. Even with add-ons and additional protective finishes, a chain-link fence is very likely to cost you less than a wood fence. The only exception would be a split rail wood fence, which can cost about half the price of a chain-link fence or less.

Home insurance policies may cover fencing repair and replacement costs if the damage is caused by covered causes of loss, such as a storm, fire, or vandalism. However, natural wear and tear and damage caused by owner negligence and insufficient maintenance are not covered. The same goes for damage caused by improper installation.

Who pays for a fence between neighbors depends on where the fence falls in regard to the property line. If the fence is completely on your property, you’ll have to pay for its installation, maintenance, and repair—even if it’s close to your neighbor’s side. If the fence falls directly on the property line, each neighbor is responsible for its costs. It’s a good idea to know your property lines before building a fence. If you want to build a fence on the property line, you must consult with your neighbor to work out a plan on who pays and how much.