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Fire Pit Installation questions, answered by experts

According to the National Fire Prevention Association (NFPA), the leading cause of house fires is cooking accidents, followed by fires started by heating equipment. Electrical issues are the third most common cause of house fires. The best way to keep your home protected is to use caution when cooking and never leave a stove or oven unattended while in use. You can also keep up with chimney cleaning and avoid using space heaters to reduce the risk.

You should never block both the top and bottom of your chimney. Proper airflow is essential because the temperature inside the chimney will still fluctuate as your house warms and cools. Moisture can build up without ventilation, leading to dampness in your walls over time. Blocking the top prevents debris and animals from entering, but the chimney still needs air circulation to avoid condensation issues. Allowing the chimney to breathe maintains the health of your home and prevents long-term damage.

Installing a spark arrestor on your home’s chimney is an essential task. It reduces fire risk and ensures your chimney is compliant for insurance and building code purposes. Not having a spark arrestor could invalidate your home insurance or cause snags when it comes to a house sale.

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

The damper, located just above the firebox, can open or close the chimney flue. The damper should remain closed unless there’s a fire burning in the fireplace. Closing the damper prevents energy loss through the chimney and cold air from seeping into the home during the winter. Opening the damper helps maintain airflow when there is a fire and prevents smoke and gases from venting into the house.

The University, MS homeowners’ guide to fire pit installation services

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