Get matched with top arborists in Shelby, MS

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

Hiring an arborist or tree surgeon is usually more expensive than a standard tree company, but it is often worth the investment. Arborists have education and certifications that standard companies typically lack, leading to a more professional, expert-level service. Their expertise is particularly valuable for diseased or infested trees, as they can ensure safer removal and help prevent the issue from spreading. Additionally, arborists may be necessary for work near power lines, as uncertified companies are often not permitted to service these trees. If your goal is to preserve the health of your trees, an arborist is the best choice. Their services, such as stump grinding, are also performed with greater expertise to ensure a safe depth that won't cause your lawn to collapse over time.

The fastest ways to remove a tree stump are by grinding it or burning it.

Stump grinding is often the quickest method, with professionals able to chip away a stump and its roots within a single session. You have the option to hire a professional stump removal service or rent a stump grinder to do it yourself. However, it's important to note that these machines can be large, difficult to transport, and dangerous to operate without prior experience. For safety reasons, hiring a local arborist or landscape specialist is often recommended.

Burning is another fast option. Before you begin, check your local burn laws. The process involves drilling holes into the stump, filling them with vegetable oil, and waiting 24 to 48 hours. Afterward, you can add charcoal bricks to the surface and light the fire, which must be attended at all times.

For a more affordable but much slower alternative, you can use potassium nitrate pellets to accelerate the natural decomposition process. This method typically takes four to six months.

There are a few things you should look for in a stump removal company to make sure you’ll be satisfied with the results:

• Proper business licensing and insurance

• History of positive reviews

• Good rating with the Better Business Bureau

We also recommend asking any company you’re considering the following questions to help find the best value:

• Will you remove the roots as well as the stump?

• Will you haul away wood chips or large portions of the stump?

• What method will you use to remove the stump?