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If your AC condenser is nearing the end of its life, it might leak fluid or make loud or unusual sounds (like grinding or hissing). You might also notice that it isn’t heating your home as evenly or effectively as it once did. Also, an aging condenser will have to work harder to cool your home, which may force it to use more power and drive up your utility bills.

There are many recognizable symptoms of AC compressor failure. They include loud banging noises, hot air being continually circulated in your home despite running the AC at full blast, uneven airflow and cooling, and electrical issues like constant surges due to the compressor working overtime. While some of these symptoms, like uneven cooling, can have other root causes, they are common indicators of compressor problems.

In most cases, homeowners insurance will cover an AC replacement if it was damaged due to a covered peril—such as theft, fire, or storms. So, if your air conditioner needs replacing due to regular wear and tear, your insurance company probably won’t pay for a new one. However, home warranties often cover HVAC repairs and replacements.

If your central AC is not blowing cold air, you should try resetting the system. Many systems have a reset button. Make sure your thermostat is off, then turn off the circuit breaker that powers your AC. Hold the reset button for three to five seconds, then turn the circuit back on. Set your thermostat to cool and choose a temperature cooler than the room. Your system should turn on quickly.