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There are three layers of wastewater in a septic tank: scum (solid waste that floats to the top of the wastewater), liquid (the relatively clean liquid wastewater in between the two other layers), and sludge (solid waste that falls to the bottom of the wastewater). The buildup of sludge is one of the main reasons septic tanks need to be pumped. If the tank is more than 1/3 of the way full with a combination of sludge and scum, it’s time to call a pro for pumping.

If your leach field becomes clogged or saturated, it can cause several problems with your home's septic system. The clog can cause sewage to back up into your home, leading to unpleasant odors and mess. A backed-up septic system can be a health hazard, particularly if the sewage starts to leach into the ground surrounding the leach field.

There are several ways to fix a saturated drain field, including cleaning out your septic tank, adding enzymes and additives to your drain system, and installing a larger septic system.

Several things can ruin a septic tank over time, including dumping harsh chemicals (like bleach and ammonia), pesticides, and paint thinners down your drain because they can kill the bacteria in your septic tank. You should also make sure to only flush waste and toilet paper in your toilet—otherwise, you could clog your system.

You can check your own septic tank, but take precautions. Locate the access lid, usually buried a few inches underground, and remove it carefully. Look for the sludge and scum levels, and if they’re high, that means pumping may be necessary. Check for odors, slow drains, or pooling water around the drain field, which could indicate issues. Never enter the tank, as toxic gases can be fatal. All of that being said, a professional inspection is safer and more thorough.