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Your neighbor is not in a good position to know if your trees are truly dead or pose any kind of danger. That’s why hiring an arborist or tree service expert can be such an important part of the process. If the trees are still alive and don’t pose any threat, you’re in the clear (but you may want to document and photograph everything in case events turn sour down the road).

But if a tree is visibly dead and near the property line, you should remove it to be safe. If a dead tree falls on a neighbor’s property, they may have grounds to sue for negligence. If any branches on trees have died, it’s a good idea to cut them back for similar reasons.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Transplanting a palm tree is a similar process except for a couple of important differences. First, their root ball doesn’t need to be as large as a “true” tree, which makes them a bit easier to dig up and move around. Second, they struggle more with taking root and staying upright in a new location, so it’s important to give them extra support when staking. 

It’s possible, although a lot depends on the cause of damage and what steps you take. If the remaining parts of the maple tree are alive and not under attack by disease or pests, they can often be saved even if large portions of the maple tree have died. Frequent watering, careful pruning, mulch, and any recommended fungicides or insecticides can all help with survival.