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*The Angi rating for Property Appraisal companies in Saint Martins, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Saint Martins, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 25, 2025

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Key Choice Realty

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Key Choice Realty

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13 years of experience

Welcome to the Key Choice Realty Team! We work harder than anyone to ensure your plan to buy or sell real estate in the Jefferson City area is carried out smoothly and with expert precision. We especially enjoy bringing new people to beautiful, historic Jefferson City, Missouri and to the vibrant communities surrounding us. We believe the home buying and selling process should be fun, and that owning a home will be a blessing to you and your family. We're on the cutting edge of new technology that's revolutionizing the real estate business. We offer our state-of-the-art website, interactive home search tools, social media marketing, and your own mobile app! Please take advantage of our chat support team while you are here, or call us at 573-635-9909 day or evening to get your home buying and selling processes underway, today!!

Welcome to the Key Choice Realty Team! We work harder than anyone to ensure your plan to buy or sell real estate in the Jefferson City area is carried out smoothly and with expert precision. We especially enjoy bringing new people to beautiful, historic Jefferson City, Missouri and to the vibrant communities surrounding us. We believe the home buying and selling process should be fun, and that owning a home will be a blessing to you and your family. We're on the cutting edge of new technology that's revolutionizing the real estate business. We offer our state-of-the-art website, interactive home search tools, social media marketing, and your own mobile app! Please take advantage of our chat support team while you are here, or call us at 573-635-9909 day or evening to get your home buying and selling processes underway, today!!

Mid America Land Services

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Mid America Land Services

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Free onsite estimate

Jim has spent over 25 years as a real estate broker, loan broker, and real estate appraiser. Prior to this, he worked with a mortgage banking company as well as the Federal Land Bank. He served for three years as a member of the Missouri Real Estate Appraisers Commission.

Jim has spent over 25 years as a real estate broker, loan broker, and real estate appraiser. Prior to this, he worked with a mortgage banking company as well as the Federal Land Bank. He served for three years as a member of the Missouri Real Estate Appraisers Commission.

Property Appraiser questions, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits—like for a foundation or fencing for a tennis court—then your property taxes will be affected.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

If installing board and batten fixes an issue with the home, it could increase the value, but it isn’t commonly installed for that purpose. Board and batten is an aesthetic choice and, like most aesthetic choices, will do little to raise your home’s value. That being said, certain design elements can help attract more buyers, even if your home’s price won’t see a noticeable bump. 

The Saint Martins, MO homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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