Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Verified Reviews for Property Appraisal pros in Murphy, MO

*The Angi rating for Property Appraisal companies in Murphy, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Murphy, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on October 05, 2025

Reviewed in September 2020
Mike and his team were outstanding! My mortgage was complicated, his team was very accommodating, easy to contact, and made the entire process much easier than it should have been. I would recommend them without hesitation, and plan to use them again in the future. This process is complicated,...
Mike Murgatroy CrossCountry Mortgage
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Reviewed in February 2013
John showed up on time, was friendly, and was professional and thorough in his work. He reviewed the property we wished to buy and gave us some useful information on the neighborhood since we were somewhat unfamiliar with it. He emailed his appraisal report in a timely fashion. His evaluation...
JOHN BURGHOFF APPRAISAL
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Reviewed in March 2014
John was a very easy person to work with. He had many suggestions. The most exceptional aspect was his careful and thorough preparation of the report, which was very detailed, with suggestions of possible ways to improve the value of the real estate. I certainly got my money's worth. This is...
JOHN BURGHOFF APPRAISAL
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Reviewed in June 2014
I reached out to John for his availability and pricing, and I was impressed at his turnaround time in calling me back and setting up an appointment. He also provided savings because I was an Angie's List member. He was very efficient in also providing my family a copy of the appraisal in a...
JOHN BURGHOFF APPRAISAL
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Reviewed in April 2014
He provided a detailed report with comparable sales and listings with replacement costs. I was concerned that John wouldn't be familiar with St Peters or St Charles County as he is in St Louis City, however he was quite versed in the St Charles market and also did many corporate inspections in...
JOHN BURGHOFF APPRAISAL
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Reviewed in October 2008
He arrived on time and looked at the house and neighborhood, took pictures and made a sketch of the house floor layout. He compared our house to recent sales in the neighborhood and gave us a report with the estimated value of the house. He was pleasant to work with and provided a professional...
JOHN BURGHOFF APPRAISAL
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Reviewed in September 2013
raisal. I hired Mr. Burghoff to perform an appraisal my 10 room, 120 year old house. Initially I talked with him at length on the phone. I wanted to be sure he was experienced with appraising old home. He was easy to talked to and answered all my questions thoroughly. He did a very...
JOHN BURGHOFF APPRAISAL
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Reviewed in January 2017
John did a good job of looking over the property and giving me an appraisal. Had to move appointment up by half hour due to my personal schedule and John was able to do so with no problem. I think the appraisal was done quickly (within days), was fair and took into consideration the homes...
JOHN BURGHOFF APPRAISAL
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Reviewed in December 2008
The cost reflects two properties at $300.00 each. Mr. Burghoff was friendly and courteous on the telephone and was able to accommodate my schedule. He provided a contact number in case I could not make the appointment or was running late. He arrived at the property on time and was extremely...
JOHN BURGHOFF APPRAISAL
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Reviewed in August 2015
Mr. Burghoff did an excellent job. From the first phone call I was impressed. He was very responsive to phone calls and accommodating as far scheduling. He arrived early and got right to work on top of the roof. His report was extremely detailed and the photos were excellent. I was able to...
JOHN BURGHOFF APPRAISAL
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Find Property appraisers in Murphy

Lear Appraisal Services

Lear Appraisal Services

Customers say: Quick response

Recommended by 100% of Angi customers

18 years of experience

Lear Appraisal Services, is your best choice in Saint Louis and the surrounding communities for all you real estate appraisal needs! We take great pride in providing accurate appraisals and our customer service is second to none! Call us today for a free estimate!

"They're my favorite and I've been in this industry since 2001 and have dealt with many appraisers."

Shaun H on December 2018

"They're my favorite and I've been in this industry since 2001 and have dealt with many appraisers."

Shaun H on December 2018

Appraisal Experts, LLC

Appraisal Experts, LLC

Customers say: True professional

40 local quotes requested

18 years of experience

Appraisal Experts, LLC, is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty and responsibility in all of our jobs. We are a locally owned and operated business with more than 18 years of experience serving the Saint Louis and surrounding areas. There is no job too big, or too small for our team. Call today and let us put our experience to work for you!

"Jason responded immediately to my request and set up an appointment. Jason was very professional, answered questions and completed the appraisal in a timely manner. I would highly recommend Appraisal Experts. "

Peggy B on September 2025

"Jason responded immediately to my request and set up an appointment. Jason was very professional, answered questions and completed the appraisal in a timely manner. I would highly recommend Appraisal Experts. "

Peggy B on September 2025

Get matched with top property appraisers in Murphy, MO

There are 0 highly-rated local property appraisers.

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TRUSTED BY MURPHY, MO HOMEOWNERS

Verified Reviews for Property Appraisal pros in Murphy, MO

Find Property appraisers in Murphy

Lear Appraisal Services

Lear Appraisal Services

Appraisal Experts, LLC

Appraisal Experts, LLC

Priority Apprasial Services

Priority Apprasial Services

The Credit Doctor's

The Credit Doctor's

Coffman Real Estate Services, LLC

Coffman Real Estate Services, LLC

Mid States Valuation Solutions LLC

Mid States Valuation Solutions LLC

McDavid Real Estate Appraisers

McDavid Real Estate Appraisers

House Pros, LLC

House Pros, LLC

Authority Appraisals

Authority Appraisals

Rogue Home Inspection

Rogue Home Inspection

The Murphy, MO homeowners’ guide to property appraisals

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FHA Appraisal Guidelines and Requirements

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