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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Structural problems with the foundation or roof, water damage, and significant plumbing or electrical issues are all considered major red flags in a home inspection. Of these, a structural problem related to the foundation is often the most severe. Foundation repairs are typically the most expensive and intrusive to carry out, averaging around $5,000 but sometimes reaching up to $16,000. Because these problems can pose safety risks and be costly to fix, you should ask your inspector detailed questions about any identified issues. You will need to carefully consider how major problems affect what you’re willing to pay for the home, or if you want to proceed with the sale at all.

A professional indoor air quality inspection takes anywhere from one to three hours, depending on the size of your home and the number of necessary samples. After the test, the specialist will discuss the findings, but you won’t get a full written report for 2 to 10 days, though you can ask your pro to expedite the process, if needed. 

Professional lead testing services typically cost between $200 and $500, with the price varying based on the extent of testing and the specific areas tested within the property.

Sampling typically takes 1-3 hours, and depending on the provider, lab results are available within 2-7 days.

The Charleston, MO homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.