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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

If your home was built before 1978, there’s a chance that any paint on your hardwood floors could be lead paint—especially if it was already there when you moved in. Because lead is toxic, hiring a licensed pro to remove it is mandatory. The average price for professional lead paint removal ranges from $1,500 to $5,300 and depends on the scope of the project.

Some of the signs that could mean your water is contaminated, such as cloudiness or bubbliness, could also be non-problems that don’t affect your water’s potability. However, if your water smells or tastes strange, it’s a good idea to stop drinking it and test it immediately. If your well water is contaminated, the best way to discover that is to test it.

You can expect to pay between $200 and $400 for a lead inspection, where your local lead testing pro will scan surfaces and items with an X-ray fluorescent analyzer. Lead risk assessments are slightly different and run around $800 to $2,000. A pro may find lead during an evaluation, and create a removal strategy.

Lead exposure poses serious health risks, particularly for children, and can be present in paint, pipes, and soil.

The Hickman, KY homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.