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In the majority of cases, homeowners insurance will not cover a main sewer line root clog. The reason is that most insurance companies consider tree root damage to sewer lines as common wear and tear, which is also preventable. However, you may be able to buy optional add-on coverage, such as "service line coverage" or "sewer line endorsements," that would protect against root damage to your sewer line.

Water pipes will unfreeze once temperatures stay above freezing long enough to thaw. As things warm up, you might hear gurgling and banging sounds from the pipes. It can take a while for the pipes to unfreeze, and they won’t without help if temperatures stay below freezing. Open cupboard doors, turn up the heat, and get out hair dryers, heat guns, space heaters, and heat lamps to speed up the thawing process. If you live where it’s frequently below freezing, consider whether pipe insulation is worth installing.

At most, polybutylene pipes last 10 to 15 years. The material is simply not durable enough to withstand some of the chemical elements found in our water supply, such as fluoride and chlorine. These pipes tend to deteriorate quickly and lead to leaks or even pipe bursts. If your home still has polybutylene pipes, we recommend replacing them as soon as possible to prevent major water damage in your home.

To avoid a major drainage pipe issue, it’s best to inspect your pipes a few times a year for signs of wear and tear. Some telltale signs that you need to replace your drainage pipes include:

• Leaks

• Rust

• Musty smells

• Mold or mildew on walls

• Moisture stains on walls or ceilings

• Flaking or discolored pipes

• Frequent clogs or backups