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Chimney Sweep questions, answered by experts

Hazard insurance is the part of your overall homeowner's insurance policy that covers the structure of your home and other structures on your property, as well as any personal property within those structures. When a lender requires you to get hazard insurance for your new home purchase, they’re referring to a standard homeowner’s insurance policy.

Costs depend on the extent of damage, material restoration, labor, and emergency service requirements.

Yes, many providers offer 24/7 emergency repair services to prevent inventory loss.

After a house fire, you should not reenter your home unless the fire crew has told you it’s safe to do so. In the longer term, you should not attempt to make repairs to the house on your own. Professional crews are trained to clean up after a fire (including smoke and soot damage), dry out any water damage from the firefighter crews, and make the necessary structural, plumbing, and electrical repairs—and this is all likely covered by insurance.

Yes, many HVAC professionals offer emergency repair services for furnaces and other heating systems. These services are especially common during the winter and colder seasons when functional heating is crucial.

The Warroad, MN homeowners’ guide to chimney sweeping services

From average costs to expert advice, get all the answers you need to get your job done.