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Chimney Sweep questions, answered by experts

Yes, most homeowners insurance policies cover fire damage and restoration, provided the fire was not set intentionally or caused by negligence. Accidental fires, such as those from electrical issues, cooking, or gas, are typically covered. Your policy will usually cover emergency services like roof tarping, the full cost of remediation and rebuilding, and may also cover alternative housing while your home is being restored. You will be responsible for paying your policy's deductible. It is important to check your policy details to see how coverage is calculated—it may be for the full replacement cost of damaged items or the actual cash value, which accounts for depreciation. To expedite your claim, contact your insurance company immediately and have all necessary documentation ready.

Yes, mineral spirits are flammable and may spontaneously combust at temperatures of 200 degrees F or more. Storing them in well-ventilated spaces and disposing of them the proper way are the best ways to prevent mineral spirits or anything contaminated with them, like towels and rags, from going up in smoke.

If your oven is new, then it’s likely that the oven smoking is due to it being a new unit. In this case, you don’t need to worry about the oven smoking. However, if your oven is old, you can’t identify any burnt food or grease that could be behind the smoking, or you have concerns about the heating element, then you should hire an oven technician to inspect your unit.

Regular HVAC filter changes, deep cleaning, and air quality monitoring help maintain a healthy environment.

In many cases, professionals can completely remove certain types of smoke damage from walls and ceilings, but it’s only possible if the damage is minor. For more extensive damage from major fires, you’ll likely need to replace the damaged materials entirely. Some items, like upholstered furniture, are much trickier to clean and might need to be replaced even if the smoke damage is minimal.

The Ranier, MN homeowners’ guide to chimney sweeping services

From average costs to expert advice, get all the answers you need to get your job done.