Do I need to hire a structural engineer for a home inspection?

• <div><p>Most lenders and homeowner’s insurance companies don’t mandate a structural engineer’s inspection, so in most cases, it’s not required. However, it’s a good idea to have one done anyway to ensure you know what you’re buying. You can use the report to carry out repairs after closing or even to negotiate the sale price before closing. </p></div>

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Q: Are brick houses safer in an earthquake?

• <div><p>According to the <a href="https://www.earthquakecountry.org/step4/urmwalls/#:~:text=Houses%20built%20of%20unreinforced%20masonry,and%20the%20roof%20is%20critical.">Earthquake Country Alliance</a>&mdash;a public and private alliance in California that works to improve earthquake and tsunami readiness&mdash;reports that unreinforced masonry, such as stone, bricks, and hollow clay tiles, is more susceptible to earthquake damage. The mortar between bricks isn&rsquo;t as stable as other building materials and methods.</p></div>

Q: Do I need to hire a structural engineer for a home inspection?

• <div><p>Most lenders and homeowner&rsquo;s insurance companies don&rsquo;t mandate a structural engineer&rsquo;s inspection, so in most cases, it&rsquo;s not required. However, it&rsquo;s a good idea to have one done anyway to ensure you know what you&rsquo;re buying. You can use the report to carry out repairs after closing or even to negotiate the sale price before closing. </p></div>

Q: Is a structural engineer’s report worth it?

• <div><p>A structural engineer&rsquo;s report is almost always worth it, as it can help you avoid buying or overpaying for a home with structural issues. The most important thing the report does for you is provide peace of mind that you won&rsquo;t have to pay thousands of dollars for structural repairs right after closing on a property. </p></div>

Q: Can termite damage affect home structural value?

• <div><p>Yes, unresolved damage can decrease property integrity and market value.</p></div>

Q: Are dormers load-bearing?

• <div><p>Dormers must be able to bear the load of their own construction and the added window. The style of the dormer, however, will determine where the weight loads onto your home's structure. A gable dormer bears the weight on the side walls whereas a shed dormer bears it on the front walls.</p></div>

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*The Angi rating for Structural Engineering companies in Two Harbors, MN is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Structural Engineering needs.

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Last update on January 27, 2026

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Structural Engineering questions, answered by experts

According to the Earthquake Country Alliance—a public and private alliance in California that works to improve earthquake and tsunami readiness—reports that unreinforced masonry, such as stone, bricks, and hollow clay tiles, is more susceptible to earthquake damage. The mortar between bricks isn’t as stable as other building materials and methods.

Most lenders and homeowner’s insurance companies don’t mandate a structural engineer’s inspection, so in most cases, it’s not required. However, it’s a good idea to have one done anyway to ensure you know what you’re buying. You can use the report to carry out repairs after closing or even to negotiate the sale price before closing.

A structural engineer’s report is almost always worth it, as it can help you avoid buying or overpaying for a home with structural issues. The most important thing the report does for you is provide peace of mind that you won’t have to pay thousands of dollars for structural repairs right after closing on a property.

Yes, unresolved damage can decrease property integrity and market value.

Dormers must be able to bear the load of their own construction and the added window. The style of the dormer, however, will determine where the weight loads onto your home's structure. A gable dormer bears the weight on the side walls whereas a shed dormer bears it on the front walls.

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