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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Wasps tend to be more aggressive and defensive than bees. Both will sting to defend themselves or their colony or nest. But many bees have barbed stingers, which means they can’t pull them out of the skin after stinging, allowing them to sting only once. When provoked, wasps can sting multiple times, making them a more menacing pest.

While the term “gnat” is often used as a blanket term for tiny flying insects like fungus gnats and fruit flies, they are different insects. The primary distinctions are in their appearance, diet, and habitat. Fungus gnats are typically darker (gray or black) with long legs and are attracted to damp soil and decaying plant matter, often living in houseplants. In contrast, fruit flies are lighter in color (tan) with shorter legs and are drawn to overripe fruit, high-fructose organic substances, and other sweet materials.

Don’t count on squirrels leaving on their own. Squirrels like the safety that a cozy attic provides and won’t be in a hurry to leave, especially if they’ve recently given birth to a litter. It’s best to address the situation with DIY removal tactics or hire a squirrel removal pro as soon as you suspect squirrels are living in your attic.