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Avatar for Sentri Homes
Sentri Homes
2.9(
37
)

Serving Stephen, MN and surrounding areas

Approved

In business since 2023

Free estimates

Emergency services offered

"All the work was on time and to satisfaction! The crew was kind and professional! I would definitely use this company again for all my home improvements!"
25 neighbors recently requested a quote
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Ascended Constructions
New to Angi

Serving Stephen, MN and surrounding areas

Approved (Corporate)

In business since 2023

Offers commercial services

We’re a family owned and operated company that values honesty and integrity, and stands behind our work. We offer over 40 years of industry experience. We specialize in Asphalt Shingle Roofing installation, replacement, and repairs. Our services are customized to the individual project, paying close attention to the details of each project that we're involved with. We look forward to building long-term relationships with our clients and guarantee your satisfaction!

1 neighbors recently requested a quote
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Avatar for Garden Structures & More
Garden Structures & More
4.6(
73
)

Serving Stephen, MN and surrounding areas

In business since 1998

Free estimates

Emergency services offered

"We had Garden Structures & More add onto the beautiful privacy fence they had previously built for us, and we couldn't be happier with the final result. Our new and improved fence is even better than we had envisioned due to owner/designer/craftsman Hal's excellent ideas. All work was completed in a timely and professional manner. We truly enjoyed working with Hal and wouldn't hesitate to have him do our next home project. "
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+10

Recommended by95%of homeowners
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Avatar for KZ Builder Bros, LLC
KZ Builder Bros, LLC
5.0(
3
)

Serving Stephen, MN and surrounding areas

In business since 2024

Free estimates

Credit card accepted

"I originally needed my deck repaired but decided to have it replace instead. I had KZ Builders come out and they were so helpful in giving me ideas on what to do. They were very polite and professional. They started on time and finished on time and did an excellent job. They even remodeled the shape and size of the deck which made a big improvement. Basically all I had to do was pick out the color. I highly recommend them and will be using them again when I am ready to replace my front porch deck. I wish I could send some pictures but this app is not letting me."
Trex deck
Trex deck
Trex deck
Trex deck
Trex deck

+17

Response time2 days
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Home Building questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Ultimately, a work warranty is only as reliable as the contractor you’ve hired. That’s why trust and reputation are such important factors, in addition to having a solid contract and confirming appropriate licensing, insurance, and bonding. When looking for a contractor, it’s a good idea to read online reviews and ratings to see what kind of experience past customers have had. Issues with your contractor can make for an unsatisfying renovation process, but a reliable contractor can make the process go as smoothly as possible.

While some highly experienced homeowners can frame a house independently, it is not advisable. You will need ample carpentry experience, a team of helpers, and professionals to sign off on your work to meet local building codes. For the safest outcome, we recommend buying or building a house with the guidance of professionals.

The primary reason homes have crawl spaces is so the foundation can reach down below the frost line to avoid dangerous soil movement and structural damage when the ground freezes. They’re more popular in colder climates where the ground freezes down to a few feet, and slabs are most popular in warmer areas where there is no frost line. Crawl spaces also provide a space for utility lines to run where they’re at less of a risk of freezing.

The average cost to renovate or remodel a home is $52,300, with most projects ranging from $19,500 to over $88,400. However, costs can vary significantly, from as low as $3,000 for a small project to $170,000 or more for a complete home remodel.

Several factors influence the total price, including:

  • Project Scope and Size: The extent of the renovations, whether it's a single room or the entire house.

  • Location: Geographic location affects labor and material costs.

  • Materials: The quality of materials chosen.

  • Room Type: Kitchen remodels ($14,500 - $70,000+) are generally more expensive than bedroom remodels ($1,500 - $5,500).

  • Other Factors: The time of year, complexity of the work, and any additions or expansions.

On a per-square-foot basis, you can expect to pay between $15 and $60 for standard projects and up to $150 for luxury renovations.

Examples of specific project costs include:

  • Basement remodel: ~$20,200

  • Garage remodel: ~$27,900

  • Loft conversion: ~$20,200

  • Disability accommodation remodel: ~$4,300

  • Major home repairs: ~$11,700

If you are financing the project, note that some loan programs, like the FHA 203(k), may require a minimum project cost (e.g., $5,000) and will necessitate a home appraisal and professional cost estimates. Using a home renovation cost estimator can also help you budget for your project.

The Stephen, MN homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.

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