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Top-Rated Home builders in Hallock - Updated Nov 2026

Avatar for Garden Structures & More
Garden Structures & More
4.6(
73
)
Shelter or Outbuilding - Build

Serving Hallock, MN and surrounding areas

In business since 1998

Free estimates

Emergency services offered

"Let me say, there are fencing companies, and then, there is Garden Structures & More.  You really cannot even begin to compare the two.  Hal is a top-notch craftsman from start to finish.  This was not a typical fencing job, where sections are brought in, posts are set into the ground and the sections attached to the posts.  This was an entirely different experience.  The fence was built on site, board by board.  The vertical boards in the lattice actually go all the way down to the bottom of the fence. Of course, doing it that way requires a bit of a mathematical genius, when you are dealing with different width boards in between the lattice boards-- especially when you get into the corners where sections need to be a different width from the standard size. I also realized how much care was taken in dealing with the slight level differences in my yard. Hal was careful to make adjustments when possible, so that the top line of the fence remained level, even though the ground did not.  It is sturdier than any fence I've ever seen, and the attention to detail is wonderful.  Every side of each board is routered to give it a softer edge.  The posts don't need a cap.  The tops are routered the same as the rest of the fence, and they look simple and clean, a lovely complement to the clean lines of the fence as a whole.  The double gate with arbor is really beautiful.  I'm not a fan of black hardware, and Hal supplied some beautiful stainless that looks so much nicer.  Hal started right on schedule, and ended exactly when he said he would.  And, he is very thoughtful.  Not only did he build me a beautiful fence, but he put up a bird feeder that I hadn't gotten around to doing myself, and even brought my garbage cans into the garage on garbage day!  In the days since the fence was completed, I have received many compliments on the fence and arbors from people walking by.  And, they have also commented on what a nice crew installed my fence-- that it seemed like a great group of guys.  I would use Garden Structures and More again, in a heartbeat.  It was a great experience!
  
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+10

Recommended by95%of homeowners
Home Building FAQs, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Buying a house is easier than building one from scratch. Buying an existing home is almost always faster, even if you need to make renovations once you move in. When you hire the right team to build a home, they will simplify the design and build phases so that there is little guesswork throughout the process, but building new construction will almost always take longer than buying an existing home.

Modular homes are cost-effective, energy-efficient, and faster to build than traditional homes. They also offer customizable designs.

It’s typically more cost-effective to move a building along with its accessories than to demolish and rebuild it from scratch. However, that’s only if you can move the accessories without damaging them. However, if you plan to demolish the accessories anyway, it is advisable to do so before the move to save costs.

A green home is one that focuses on conservation, with the goal often being net-zero carbon emissions and self-sustainability. It will often include some kind of self-generation equipment, like solar panels or a small wind turbine, high-efficiency electrical components and mechanicals, and high-quality insulation and air sealing to reduce the loss of conditioned air. Many green homes also include xeriscaping or rainwater collection to cut down on drainage and water consumption.

The Hallock, MN homeowners’ guide to home building services

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