Get matched with top siding pros in Ruthton, MN

Signs that you need to replace your siding include siding that’s warping, bubbling, or cracking; signs of rot or mold growth; fading, peeling, or chipped siding or paint; or siding that’s separating from the exterior of your house. Failing to replace your siding when it’s damaged can lead to moisture problems or structural damage, so promptly repair or replace siding as soon as you notice any of these signs.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Wood siding requires an air gap behind it to allow water to drain out, and for air circulation and venting to allow humid air to escape and keep the material from rotting due to moisture. 

Different types of siding provide unique aesthetic and structural features, with each material commanding its own cost. Availability of materials and shipping costs also factors largely into the cost. The common types of siding materials include:

• Stucco: $7–$9 per square foot

• Wood: $1–$15 per square foot

• Engineered wood: $1–$6 per square foot

• Aluminum: $3–$6 per square foot

• Fiber cement: $5–$14 per square foot

• Brick: $10–$20 per square foot

• Brick veneer: $3–$10 per square foot

• Stone: $7–$30 per square foot

• Stone veneer: $5–$11 per square foot