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The telltale signs that your home is ready for repointing include visibly damaged bricks, crumbling bricks, flaking bricks, loose mortar, cracked mortar, gaps between brick and mortar, leaking inside your home, and visible water damage. Consider repointing when going over brick house pros and cons if you're buying a new home. Repointing is also a good idea if you plan to paint, acid wash, or stain your brick home, as it will give you a good base for coloration and prevent repairs after the work is done.

On it own, aluminum siding has a relatively low insulation value (also called R-value); aluminum siding has an R-value of 0.61. However, you can purchase insulated aluminum siding to increase the R-value to between 2 and 5. You can also install additional insulation within your walls to help maintain temperatures within your home. On average, insulation costs $1,825 to install throughout the typical home.

Avoid toxic chemicals that can leach into nearby lawns, as well as household ingredients like vinegar that can ruin paint and sealants. Instead, look for a very light detergent or a dedicated exterior siding cleaner. In a pinch, you can use a basic dish or laundry soap, but we suggest sticking with a dedicated cleaner.

If your siding is struggling with algae or moss, which indicates moisture issues, look for an outdoor cleaner that’s specifically designed to clear moss and algae stains. This is also a sign that you need to seal your clapboard against further problems.

While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.