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A portable generator can supply power to selected appliances and circuits in a home, but it's generally not designed to handle the entire household's electrical needs simultaneously. Portable generators have limited wattage capacity, so they are only designed to power essential devices and electronics temporarily until local power is restored. If your power needs outweigh the capabilities of a portable generator, consider installing a whole-home generator instead.

You can expect a diesel generator to last for up to 30,000 hours of use, which works out to 20 to 25 years with the proper maintenance, of course. That depends on how much you use it, so a diesel generator used for emergencies a couple of times a year will last a lot longer than a generator that takes over for a faulty electrical grid every month for a day or two. 

If you have a transfer switch properly installed, the generator and main electrical power cannot feed the system at the same time. However, you should still shut off the power at your main circuit breaker panel before activating the generator. If you do that, you’ll simply need to shut off the generator and reset your circuit breaker once the local power comes back on.

In most municipalities, you will need a permit to install a permanent home generator, including emergency backup, partial-home, and whole-home generators. A permit for a generator usually costs between $50 and $250, depending on where you live. Your electrician or certified generator installer will usually pull the permit for you—and might be required to do so by your building department—but you’ll be on the hook for the cost of the permit. You should ask your installer before agreeing to any work if they will pull the necessary permits for your project.