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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Natural methods such as spraying orange oil, spreading diatomaceous earth, or spreading boric acid can help prevent termites from entering your home or damaging your garden. Place these solutions near termite entry points to deter them. Termites also dislike the smell of cedarwood, geranium, and tea tree oil, which can all be used to keep termites away.

Some snake repellents are risky to use around people and pets because they use the active ingredient in mothballs, naphthalene. The United States Environmental Protection Agency (EPA) has classified naphthalene as a carcinogen that can cause damage to the liver, neurological issues, and cataracts. 

The Colorado State University Extension suggests there’s not enough conclusive evidence of the effectiveness of snake repellents to recommend their use.

Luckily, spiders rarely “infest” a home like many other pests. They don’t tend to live in groups except when first born, and prefer their space. But you can prevent them from gaining entry by making sure your home is well-sealed and free of other insects. You can also lay down barrier sprays or powders designed to repel or kill spiders. Professionals can also lay down these barriers to prevent future spider problems.