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Since fleas are so tiny, the best way to find them is with a very thorough search. Focus on two specific areas. First, look where your pets spend lots of time sleeping or playing, which is where fleas are likely to linger. Second, look at ground-level fabrics like carpet, furniture upholstery and similar spots where it’s easy for fleas to hide. While you’re probably worried about fleas inside your home, it’s a good idea to check outdoors around patios or outdoor chairs to see if fleas are congregating in specific spots. 

A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

The fastest method to get rid of moles is, unfortunately, not the most humane one. Poison baits and traps are the quickest way to get rid of a mole infestation. 

However, the poison can be dangerous and even deadly to other visiting animals, such as birds, cats, and dogs. The toxins can even affect predatory birds who eat the moles after they've consumed the poison.

No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.