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Hurricane Shutters questions, answered by experts

If a window breaks during a hurricane, the first thing to do is get away from it, shut the door to the room, and move to a different part of your home. Ideally, you should wait out the storm in a room that doesn’t have any windows. Afterward, safely throw out the broken glass while wearing gloves and call a window replacement professional to discuss your options.

The biggest disadvantage to hurricane shutters is the cost. Hurricane shutters aren’t the most budget-friendly home improvement project. If you choose a shutter style that you have to go outside to operate, it could pose a challenge if you have issues with mobility. Additionally, they require a fair bit of maintenance and upkeep to stay in the best possible condition to protect your home.

Wood is the most classic shutter material. Common options include pine, cedar, or brasswood. MDF shutters are also a more affordable option that retains the timeless, classic look. Composite shutters, mainly vinyl and aluminum shutters, have also become more popular over the years. You may also find steel shutters, sometimes referred to as security shutters, used on the exterior. Shutters also come in various colors and finishes, adding another layer of design flexibility.

Yes, by reinforcing hinges and latches to prevent unauthorized entry.

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

The Erhard, MN homeowners’ guide to hurricane shutter services

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