Get matched with top fire pit installation pros in Elk River, MN

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

In some cases, you can use a fireplace once the insert has been removed. However, before burning a fire, you must have a professional inspect it and the chimney to make sure they're functioning properly and no damage has occurred from removing the insert. That’s because using a fireplace without an insert could create fire hazards due to issues with airflow and heat dispersion, depending on the fireplace design and material. A professional can advise on whether you should make certain repairs or modifications before using your fireplace as an open hearth.

While your municipality may have its own regulations requiring pergolas or other structures to be a certain height above a fire pit, the standard recommendation is that the pergola should be at least 10 feet above the fire pit. A taller pergola allows the heat from the flames to dissipate before reaching the structure.

Ensure you have a safe environment for them to work on, and there aren’t items such as logs, build-up of yard materials, missing or damaged shingles, and weak areas on the roof. Communicate any known electrical issues with contractors at the beginning of the project, and consider hiring an electrician to fix those. Finally, if you are attempting the project yourself, do so when there isn’t any rain, and you can safely get your footing on the roof using proper equipment, such as an extension ladder. Don’t attempt this alone, and have a helper nearby to assist.