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Modern gas fireplaces are relatively efficient and don't burn excessive amounts of gas, especially compared to older models. A gas fireplace might use between 10,000 to 40,000 BTUs per hour; the total amount of gas used depends on the fireplace's size, heat output, and how often it's in use. To help keep your running costs down, consider using a thermostat and turning off the fireplace when not needed to minimize gas consumption

A quality pellet stove that receives proper maintenance can last between 15 and 20 years, while most will last at least 10 years. The exact lifespan depends on factors like frequency of use and how well the stove is cared for. Proper maintenance—such as periodically cleaning the vents, vacuuming the ash pan, and refreshing the pellets as needed—can significantly extend its life, making it a worthwhile long-term investment.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

Stoves provide efficient heating, reduce energy costs, and add ambiance to living spaces.