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Not all leaning trees are dangerous, but they can be a hazard as gravity may eventually cause them to fall. A key factor is whether the lean is new or has been present for a long time. Trees that have grown with a lean for years are not typically an immediate danger, but a sudden lean is a cause for concern as it often indicates weakening roots. If a tree is leaning more than 15% from vertical, you should consider having it straightened or transplanted. To be safe, it's always best to hire a professional arborist to inspect any leaning tree to assess the risk and avoid potential accidents.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Tree roots don’t necessarily break through concrete on their own, but they can certainly take advantage of existing cracks, even very small ones. As roots grow, they expand the cracks, making them larger and leading to serious and costly foundation damage. It’s a good idea to have repairs on any foundation cracks you’re concerned about.

Generally, you’ll want to avoid pruning more than 25% of the tree’s canopy at one time. While pruning your tree is important, it’s possible to do it too often or to go too far. Again, this is why hiring a tree trimming pro to do the work is wise. However, if you do decide to DIY, going slow and trimming gradually is the name of the game.