Do home warranties come with any hidden costs?

• <div><p>Reputable home warranty companies don’t have hidden costs, but it is important to understand the structure of your agreement and home warranties in general before signing up for one. The most significant and predictable cost you’ll incur is the monthly price. In addition to that, you’ll have to pay the service fee—an average of <b>$85</b>—every time you need to call in a professional for a repair or replacement. The service fee is usually much less than the repair or replacement would otherwise cost, but it’s worth considering in your total.</p></div>

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Q: Are home warranties worth it?

• <div><p>Several factors make a <a href="https://www.angi.com/articles/why-home-warranties-are-no-guarantee.htm">home warranty worth it</a> or not, especially the age of your home and the condition and age of the appliances in it. If you buy an older home with most or all original appliances, a warranty may be worth the investment as these home features are more likely to need repairs or replacements. However, if you&rsquo;re buying a new-construction home, a warranty may already be included, and you may not need to use it for several years. In this case, purchasing add-ons may not be worth the cost until a few years later. </p></div>

Q: How long is a typical HVAC warranty?

• <div><p>The standard HVAC warranty is around five years. Still, many brands offer an extension to 10 years if you register the product within a specific timeframe, typically 60 to 90 days post-purchase or HVAC installation. Over the past decade, warranty periods have substantially increased, shifting from 3-5 years in the 90s to the now-prevalent 10+ year warranties. Both warranty types cover parts failing due to manufacturer defects, incurring no additional costs. Some manufacturers provide extended warranties surpassing the usual 15- to 20-year window, though these often involve extra fees. </p></div>

Q: Does a water heater warranty transfer to a new owner?

• <div><p>Whether a hot water heater warranty transfers to a new owner depends on the terms and conditions of your specific warranty. However, in most cases, the warranty is not transferable. If the terms of your warranty are unclear, you should reach out to the manufacturer directly for an answer. </p></div>

Q: Do home warranties come with any hidden costs?

• <div><p>Reputable home warranty companies don&rsquo;t have hidden costs, but it is important to understand the structure of your agreement and home warranties in general before signing up for one. The most significant and predictable cost you&rsquo;ll incur is the monthly price. In addition to that, you&rsquo;ll have to pay the service fee&mdash;an average of <b>$85</b>&mdash;every time you need to call in a professional for a repair or replacement. The service fee is usually much less than the repair or replacement would otherwise cost, but it&rsquo;s worth considering in your total.</p></div>

Q: Do small appliances come with warranties?

• <div><p>Yes, most include manufacturer warranties. Confirm terms before purchase.</p></div>

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Verified Reviews for Home Warranty pros in Monroe, MI

*The Angi rating for Home Warranty companies in Monroe, MI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

*The HomeAdvisor rating for Home Warranty companies in Monroe, MI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

Last update on November 14, 2025

Reviewed in July 2020
I have called 8 times over the last 23 days and am getting the run around. They say John is trying to get a receipt from Home Depot for the warranty. They say they will call back but no one has. I have had work done by them before and never had a problem until now.
Mr. Electric of Macomb and Oakland Counties
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Reviewed in August 2018
Be very cautious about using Fireside Hearth and Home. They are polite, though frustratingly inept, carry an inferior product, and offer very poor customer support. I purchased a Heat&Glow Supreme Oak gas log set from Fireside in December 2012 for about $900. It came with a "lifetime" warranty....
Fireside Hearth and Home
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Reviewed in August 2017
Gary from Champion returned my call within minutes and came out to my home within an hour. Gary and his crew were polite, cleaned up after themselves and Gary spoke to my home warranty company to explain what was going on with my drains and master shower. A very nice man and felt very...
Champion Plumbing
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Reviewed in June 2017
Everdry's representatives were very knowledgeable, informative and willing to teach us about basement issues and the various options to correct the issues. They spent plenty of time at our home, and were willing to work with us to answer all of our questions. They were very flexible and...
EverDry Waterproofing of S.E. Michigan
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Reviewed in June 2016
Jordan came out, inspected the garage door opener and saw it was off the track. He repaired it, fully inspected the entire door, lubricated the door, and showed me how I should be servicing it every three months to keep it lubricated. He also recoded a tricky keypad. Excellent in asking if there...
Town & Country Door LLC
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Reviewed in June 2014
The guy who came out was professional. He worked with me because this is part of a home warranty. He worked with me on that, patiently.
Cregger Plumbing, Heating & Cooling
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Reviewed in September 2012
I have a home warranty and could call any vendor I wanted so I checked Angie's List and found Seal Rite. They came out the same day (Friday) to take a look and provided me with an approximate cost (estimate was $600+) and scheduled repair for the following week. The only downfall with my...
Seal-Rite Roofing & Siding Inc
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Reviewed in March 2012
Our home warranty company had sent out another plumber who told us that the sump pump had not been installed properly and that was the cause of the failure so they denied the claim. After arguing with the warranty company to no avail, we called Nelson Bros. who came out within a couple of hours,...
Nelson Brothers Plumbing & Sewer Inc
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Handyman for Multiple Small Project Service

Electrical Switches, Outlets & Fixtures Install or Repair

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Prestige Linens

Prestige Linens

My Home Safety Plan

My Home Safety Plan

wesley r&c general contractor co

wesley r&c general contractor co

HAYNES REAL ESTATE INC

HAYNES REAL ESTATE INC

Ensurance Plus

Ensurance Plus

Alcohol Drug Rehab Detroit

Alcohol Drug Rehab Detroit

JEFF DECKER Real Estate & Valuations

JEFF DECKER Real Estate & Valuations

Total Air HVAC/R

Total Air HVAC/R

MILLENNIUM INSURANCE AGENCY

MILLENNIUM INSURANCE AGENCY

MoistureTech Consulting

MoistureTech Consulting

The Monroe, MI homeowners’ guide to home warranties

How Much Does a Home Warranty Cost? [2025 Data]

Seller’s Home Warranty: Should You Get One?

Who Pays For a Home Warranty: Buyer or Seller?

How Long Does a Home Warranty Last?

Is a Home Warranty Worth It?

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