How much does a home warranty cost?

• <div><p>The average <a href="https://www.angi.com/articles/how-much-home-warranty-cost.htm">cost of a home warranty</a> is around <b>$55 per month</b>, but you could pay anywhere from <b>$30</b> to <b>$125 or more</b>, depending on a few factors. Some of the most significant cost factors include the following:</p><ul><li><p>Contract service fee </p></li><li><p>Items covered by your contract </p></li><li><p>Coverage caps in your contract</p></li><li><p>Whether or not you can choose your own service technician</p></li><li><p>Home’s location</p></li><li><p>Contract length </p></li><li><p>Any coverage add-ons</p></li></ul><p></p></div>

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Q: What’s the difference between a home warranty and homeowners insurance?

• <div><p>It&rsquo;s easy to confuse <a href="https://www.angi.com/articles/insurance-vs-home-warranty-whats-difference.htm">home warranties with homeowners insurance</a>, but they aren&rsquo;t the same thing. The key difference is that warranties protect your appliances and systems, but insurance guards your house against disasters like fires and storms. Keep in mind that warranties may not cover repairs if the issue was caused by a DIY job gone wrong. </p></div>

Q: Can the seller accept another offer while contingent?

• <div><p>Yes. If the seller includes a kick-out clause in the contract, they can accept another offer while contingent.</p></div>

Q: Do I need a home warranty if I have homeowner’s insurance?

• <div><p>Home warranties are not a necessity, but they&rsquo;re great for providing peace of mind, even if you already have <a href="https://www.angi.com/articles/how-to-get-know-your-homeowners-insurance.htm">homeowner&rsquo;s insurance</a>. A traditional insurance policy usually only covers disasters, like a tree falling into your home, fires, floods, theft, and major vandalism. A home warranty covers individual items, including breakdowns and damage from wear and tear and old age. Unlike with insurance, a home warranty might cover a refrigerator repair or the replacement cost of an oven. Many homeowners find a home warranty is great to have alongside insurance for total coverage.</p></div>

Q: Do home warranties protect the buyer or the seller?

• <div><p>Home warranties can protect the buyer, the seller, or both, depending on when the coverage begins. Sellers who buy home warranties while their homes are on the market protect themselves from out-of-pocket costs leading up to closing and to their buyers after closing. Buyers who purchase coverage that kicks in after closing will only be protecting themselves.</p></div>

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Verified Reviews for Home Warranty pros in Monroe, MI

*The Angi rating for Home Warranty companies in Monroe, MI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

*The HomeAdvisor rating for Home Warranty companies in Monroe, MI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

Last update on December 06, 2025

Reviewed in July 2020
I have called 8 times over the last 23 days and am getting the run around. They say John is trying to get a receipt from Home Depot for the warranty. They say they will call back but no one has. I have had work done by them before and never had a problem until now.
Mr. Electric of Macomb and Oakland Counties
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Reviewed in August 2018
Be very cautious about using Fireside Hearth and Home. They are polite, though frustratingly inept, carry an inferior product, and offer very poor customer support. I purchased a Heat&Glow Supreme Oak gas log set from Fireside in December 2012 for about $900. It came with a "lifetime" warranty....
Fireside Hearth and Home
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Reviewed in August 2017
Gary from Champion returned my call within minutes and came out to my home within an hour. Gary and his crew were polite, cleaned up after themselves and Gary spoke to my home warranty company to explain what was going on with my drains and master shower. A very nice man and felt very...
Champion Plumbing
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Reviewed in June 2017
Everdry's representatives were very knowledgeable, informative and willing to teach us about basement issues and the various options to correct the issues. They spent plenty of time at our home, and were willing to work with us to answer all of our questions. They were very flexible and...
EverDry Waterproofing of S.E. Michigan
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Reviewed in June 2016
Jordan came out, inspected the garage door opener and saw it was off the track. He repaired it, fully inspected the entire door, lubricated the door, and showed me how I should be servicing it every three months to keep it lubricated. He also recoded a tricky keypad. Excellent in asking if there...
Town & Country Door LLC
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Reviewed in June 2014
The guy who came out was professional. He worked with me because this is part of a home warranty. He worked with me on that, patiently.
Cregger Plumbing, Heating & Cooling
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Reviewed in September 2012
I have a home warranty and could call any vendor I wanted so I checked Angie's List and found Seal Rite. They came out the same day (Friday) to take a look and provided me with an approximate cost (estimate was $600+) and scheduled repair for the following week. The only downfall with my...
Seal-Rite Roofing & Siding Inc
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Reviewed in March 2012
Our home warranty company had sent out another plumber who told us that the sump pump had not been installed properly and that was the cause of the failure so they denied the claim. After arguing with the warranty company to no avail, we called Nelson Bros. who came out within a couple of hours,...
Nelson Brothers Plumbing & Sewer Inc
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Handyman for Multiple Small Project Service

Electrical Switches, Outlets & Fixtures Install or Repair

Maid Service

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Prestige Linens

Prestige Linens

My Home Safety Plan

My Home Safety Plan

wesley r&c general contractor co

wesley r&c general contractor co

HAYNES REAL ESTATE INC

HAYNES REAL ESTATE INC

Ensurance Plus

Ensurance Plus

Alcohol Drug Rehab Detroit

Alcohol Drug Rehab Detroit

JEFF DECKER Real Estate & Valuations

JEFF DECKER Real Estate & Valuations

Total Air HVAC/R

Total Air HVAC/R

MILLENNIUM INSURANCE AGENCY

MILLENNIUM INSURANCE AGENCY

MoistureTech Consulting

MoistureTech Consulting

The Monroe, MI homeowners’ guide to home warranties

How Much Does a Home Warranty Cost? [2025 Data]

Is a Home Warranty Worth It?

Seller’s Home Warranty: Should You Get One?

Who Pays For a Home Warranty: Buyer or Seller?

How Long Does a Home Warranty Last?

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