Some trees, such as silver maples, birches, sycamores, and scotch pines, shed their bark naturally. If your tree is not one that does this, it might have fallen prey to pests, fungi, or diseases. It could also simply be suffering from an extreme weather change, such as a snowstorm or heat wave. If you’re still stumped, consulting with a pro can help you diagnose your tree’s specific problem.

It is possible to burn out a tree stump if it is dried out and in an area of your property with a large buffer. Drill holes in the stump and dig around the base so it burns more easily. Then, build a small campfire on top using kindling and firewood. You’ll need enough to keep the fire going for many hours to completely burn out the stump, especially if it’s large. 

Monitor the fire closely to ensure it doesn’t spread, and have a hose on hand if it starts to get out of control. When the fire is out, break apart the burned stump and dig out what’s left of it.  

If this sounds like a good option, learn more about how to burn a tree stump before attempting it, as it does come with risks.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Full decorating services often provide rental trees for their Christmas packages, so you shouldn’t have any trouble finding one. However, individual interior decorators and others may not offer rented trees, so always check the specifics of their services before booking. Keep in mind that you’ll need to prepare the Christmas tree for pick-up shortly after the holidays.