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There are a few options if you miss a stud. You can simply patch the hole with spackle, sand it down, repaint it, and then find the stud—essentially starting over. If you don’t want to do that, you can insert one of the more robust drywall anchor options and hang your item on that, but that will only work if the drywall is in excellent condition and the anchor is rated for the weight of the item you’re hanging on it. You may be able to cover the hole with the object itself once it’s mounted, but it’s still recommended to at least fill the hole to protect insulation and prevent vermin from entering.  

Modern brick houses are really stick-built homes with a brick facade for aesthetic purposes only, so most have framing. With genuine brick construction, most homeowners install furring strips over the interior of the brick and then install drywall over those strips to cover the brick wall, so they don’t have traditional framing.

No, beams are the primary load-bearers for flooring or roofing systems, and they distribute the weight of the structure to your foundational supports, while joists bear far less weight and distribute their loads to the beams. Beams are usually thicker and longer, and they have support posts or foundation walls beneath them for support.

If you’re considering buying a home with known termite damage, you can negotiate with the seller to lower the costs of the house. They might be able to make the damage repairs before handing over the keys or lower the asking price before the deal is agreed upon. It’s vital though that even if you’re winning the negotiation, a home inspection contingency might be a good idea in case of future issues.