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Start by gutting the old fixtures and features that need to be removed, such as the tile, vanity, and flooring. You may benefit by removing the toilet, even if you intend to use the same one. Next, install the new shower or tub, followed by the flooring, and then the drywall, which you should then paint. After that, install your new cabinets, vanity, countertop, sink, and faucet, in that order. Replace your light fixture next. Lastly, reconnect the toilet.

The most practical and common setup is a toilet that connects with the sewer line or a septic tank. However, it is possible to install a toilet without a sewer line, and this can be particularly helpful in basements with no or outdated plumbing. An increasingly popular option is an environmentally friendly composting toilet. Other waterless options include incinerating or dry flush toilets, which pull the waste into an airtight container.

Sometimes, your insurance policy may cover leaking toilet repair. However, home insurance policies typically do not cover any plumbing problems. They do cover water damage caused by a busted pipe or a major leak. Some insurance companies also have riders that expand your initial coverage to include plumbing items. Talk to your agent for more information.

There are several ways to save money on a bathroom remodel through proper planning and savvy design strategies. To reduce costs, consider the following:

• Purchase your own materials: Buy your own bathroom fixtures, hardware, and other materials to avoid contractor upcharges and delivery fees.

• Shop smart for big-ticket items: Save on pricey items like tiles and tubs by shopping sales and at discount stores.

• Avoid major layout changes: Keep plumbing in its current location. Opt to replace fixtures rather than moving them to avoid significant renovation work.

• Focus on high-impact, low-cost updates: Make affordable but impactful smaller changes, such as upgrading hardware, installing new lighting, and adding stylish but economical accessories.

• DIY where possible: Handle easier parts of the remodel yourself, like painting or installing light fixtures, to save on labor costs.

• Time your remodel strategically: Consider remodeling in the spring, which tends to be a lower-demand time of year and may result in lower costs.