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Whether your homeowners insurance covers slab leak repairs depends on your specific policy and the cause of the leak. Many policies cover slab leaks resulting from a covered peril, such as a natural disaster, a falling tree, or pipes freezing and bursting within the slab. However, damage caused by invading tree roots, corrosion, or leaks from appliances may not be covered by a standard policy. It's a good idea to also check your home warranty plan for potential coverage if an appliance is the source. Contact your insurance provider for a full explanation of what your policy covers.

If you notice standing water under the deck after rainstorms, you may need a drainage system to efficiently move this water. You do not want standing water to rest against your foundation or against support posts for the deck, as this could cause significant structural problems over time. Make sure the area has proper grading, too.

Water can seep into porous materials like wood beams, floor joists, and roof rafters within minutes, but they’ll need to see prolonged exposure before you have structural damage. Mold can start growing within 24 hours, and mold can eat away at the structural components over time. Wood rot is more of a concern, though. Wet and dry rot are fungal infections that set in in moist conditions and rapidly deteriorate wood, causing major structural damage within just a few months in some cases.

No, everything doesn’t get wet if the bathroom is well-designed and the fixtures are properly installed. It’s important that the floor of a wet room drains correctly, and proper waterproofing and slip-resistant flooring are used to avoid creating slipping hazards. Since the shower isn’t housed in an enclosed space, you’ll need to make sure the towel rack and toilet paper holder are placed in areas where they won’t get wet.