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Basement Waterproofing questions, answered by experts

Standing water under your house can threaten its structural integrity. If water pools in your crawl space, it can damage the foundation and the structure above ground, causing wood rot, mold, and other problems. If you have a concrete foundation, standing water under your house can also make your foundation slabs crack.

Proper drainage is the only way to ensure that your crawl space stays dry. Depending on your property and the extent of your issue, you might need to consider a gutter system, a French drain, or sump pumps to avoid and handle water and moisture under your home. Dehumidifiers can also help to prevent moisture from accumulating if you have a high-humidity environment.

Generally, moisture barrier padding costs $0.75 to $1.50 per square foot, varying by brand and mix. That’s a lot more than standard padding, which runs $0.25 to $0.90 per square foot. The price difference between these two options might seem steep, but think of it as insurance against future carpet replacement costs and subfloor damage. If you have pets or kids, that extra investment in high-risk areas like your living room often pays off.

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

Yes, cleaning a crawl space is worth the cost. Although it's an out-of-sight area, neglecting it can lead to significant problems like pest infestations (including termites and carpenter ants), mold, and fungal growth, which can cause structural damage. Regular cleaning helps prevent these issues. While hiring a contractor has ongoing costs, the price for cleaning—typically between $0.50 and $4 per square foot—is much lower than the cost to remediate a pest or mold problem. Additionally, a clean crawl space can lead to improved indoor air quality and more comfortable temperatures in your home.

The Hancock, MI homeowners’ guide to basement waterproofing services

From average costs to expert advice, get all the answers you need to get your job done.