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Proper basement ventilation is very effective at reducing humidity. Without enough ventilation, your basement is prone to mold and moisture damage. Your basement should have as much natural ventilation via windows and doors as possible, and if your budget allows, you should also consider installing an ERV system to keep basement humidity levels at bay.

It is better to have a crawl space that is tailored to the outside temperature, your needs, and the season. For example, it is much better to have a vented space when it’s very hot outside and your AC bills are sky-high. Conversely, when the temperature drops and humidity rises, it is almost always better to have your vents shut and covered if possible.

Below-ground shelters are the best in terms of durability, but there is a risk of flooding and obstruction. Modern technology and rigorous construction requirements make above-ground shelters a better option for accessibility, safety, and, usually, your budget. They may not have the same aesthetic appeal, but many of their features make above-ground shelters a better option. 

Whether your homeowners insurance covers slab leak repairs depends on your specific policy and the cause of the leak. Many policies cover slab leaks resulting from a covered peril, such as a natural disaster, a falling tree, or pipes freezing and bursting within the slab. However, damage caused by invading tree roots, corrosion, or leaks from appliances may not be covered by a standard policy. It's a good idea to also check your home warranty plan for potential coverage if an appliance is the source. Contact your insurance provider for a full explanation of what your policy covers.