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Summit Real Estate

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Summit Real Estate

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As a sales agent I am the first responder to your needs. Let me fulfill those needs with ease and be your trusted resource during a major life decision. Let me help you and take the stress out of the home selling/buying process and make it an exciting one!

As a sales agent I am the first responder to your needs. Let me fulfill those needs with ease and be your trusted resource during a major life decision. Let me help you and take the stress out of the home selling/buying process and make it an exciting one!


CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Elaine Pelletier - BHG / The Masiello Group

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Elaine Pelletier - BHG / The Masiello Group

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25 years of experience

"Your Doorway to New Beginnings" Whether opening a door to a new home, or closing the door to your selling home, I am devoted to make this happen for you! With my many years of top producing real estate services, I would welcome the opportunity to work with you. You will receive honest, dependable and personalized service. I will work hard for you and look out for your best interest in all transactions! My career as a Realtor/Broker has been devoted to making the transition of all my customers to their homes and community a smooth transition. Whether Listing, Buying, Relocation, First Time Home Buyers, New Construction, Waterfront, call Elaine and the Pelletier Team today! Personal History: Elaine and her husband, Joel, reside in Bucksport/Orland, Maine for the past 33 years. They have two grown children whom have established great careers for themselves. Daughter is a Doctor and son a sucessful realtor as is part of the Pelletier Team. In our spare time we enjoy, family outings, boating, skiing, & tennis. Accomplishments: 2000 Rookie of the Year! Multi million dollar producing Agent from 2000 to 2013 consecutive years! Top 5 producing Agent for Greater Bangor Area in 2013

"Your Doorway to New Beginnings" Whether opening a door to a new home, or closing the door to your selling home, I am devoted to make this happen for you! With my many years of top producing real estate services, I would welcome the opportunity to work with you. You will receive honest, dependable and personalized service. I will work hard for you and look out for your best interest in all transactions! My career as a Realtor/Broker has been devoted to making the transition of all my customers to their homes and community a smooth transition. Whether Listing, Buying, Relocation, First Time Home Buyers, New Construction, Waterfront, call Elaine and the Pelletier Team today! Personal History: Elaine and her husband, Joel, reside in Bucksport/Orland, Maine for the past 33 years. They have two grown children whom have established great careers for themselves. Daughter is a Doctor and son a sucessful realtor as is part of the Pelletier Team. In our spare time we enjoy, family outings, boating, skiing, & tennis. Accomplishments: 2000 Rookie of the Year! Multi million dollar producing Agent from 2000 to 2013 consecutive years! Top 5 producing Agent for Greater Bangor Area in 2013







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Real Estate Agents questions, answered by experts

If you’re in the market, you might think twice before buying a home with a cesspool on the property. You’ll need to factor in the costs of either maintaining the cesspool (such as with aeration, pumping, and cleaning) or dismantling the system and replacing it with a septic tank or sewage line connection. It might still be a good idea to buy that home, but you’ll need to decide for yourself if the costs and hassle are worth it.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

Mortgage underwriting is often the next step after an appraisal, and this process can take anywhere from a week to a month or more. The timeline depends on the mortgage lender’s requirements, how quickly the buyer gets the required documentation to their lender, and whether there are any issues during the underwriting process.

Yes, appraisals are often used for property tax appeals, estate planning, and determining market value.

Estate shutters are considered a high-end window treatment that increases home value. As previously mentioned, this project comes with an ROI of up to 75%. Shutters can also improve your home’s energy efficiency, especially if you choose PVC or faux wood shutters, which will lead to long-term savings on your energy bills.

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