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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

You don’t need heavy-duty chemicals to get rid of a bobcat. In fact, one of the most simple and effective methods of preventing bobcats from entering your property is by keeping your yard clear of overgrowth by trimming bushes and trees regularly. This eliminates potential hiding spots for a bobcat and makes them easier to spot in general.

Bed bugs bite your body to feed on blood. When they bite, they inject an anticoagulant, which is why you may see blood stains on your sheets if you have an infestation. The bed bugs tend to bite in clusters, so the bite marks will look like itchy, red spots in zigzagging lines of three to five bites per cluster on your skin.

The bites are itchy, but for most people, they do not cause serious or long-term health complications. Itching the wound excessively could lead to an infection, and some people are allergic to bed bugs.

Identifying the specific animal running on your roof at night can be challenging without direct observation. Common nocturnal roof visitors include raccoons, squirrels, opossums, and rats. Raccoons are bigger and can create heavy thumping sounds. Squirrels are agile and may produce rapid scurrying noises. Opossums tend to move stealthily with less noise. Rats can make scratching or gnawing sounds. To determine the culprit, look for signs like footprints, droppings, or damaged areas near the roof. For accurate identification, consult a pest control professional or set up wildlife cameras near potential entry points.