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Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

It is not advisable to use salt on your roof to prevent or remove ice dams. It’s not only mostly ineffective but can also cause serious damage to your roof itself. Salt can rust metal, damage masonry, pit shingles, and cause runoff that’s damaging to plants and animals. 

The best time to buy a snow blower is typically around May to early June. This is when most manufacturers introduce new models, and quantities are limited—once early summer rolls around, the focus shifts to lawn mower production. As the new models are released, you may find a wider selection of models, potential discounts or clearance sales on older models, and greater availability, ensuring you are well-prepared for the upcoming winter season.

It’s possible to use a torch to melt ice on your garage door, but we don’t recommend it. It’s very easy to bring the flame too close to the door, which can melt the weather stripping or even the garage door itself. You’ll melt ice quickly with a torch, but the damage you’re likely to cause can end up costing you a few hundred dollars to fix, which isn’t worth it. Instead, we recommend pouring hot water over the frozen area or using a less intense heat source, like a hair dryer or space heater.