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CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Elaine Pelletier - BHG / The Masiello Group

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Elaine Pelletier - BHG / The Masiello Group

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25 years of experience

"Your Doorway to New Beginnings" Whether opening a door to a new home, or closing the door to your selling home, I am devoted to make this happen for you! With my many years of top producing real estate services, I would welcome the opportunity to work with you. You will receive honest, dependable and personalized service. I will work hard for you and look out for your best interest in all transactions! My career as a Realtor/Broker has been devoted to making the transition of all my customers to their homes and community a smooth transition. Whether Listing, Buying, Relocation, First Time Home Buyers, New Construction, Waterfront, call Elaine and the Pelletier Team today! Personal History: Elaine and her husband, Joel, reside in Bucksport/Orland, Maine for the past 33 years. They have two grown children whom have established great careers for themselves. Daughter is a Doctor and son a sucessful realtor as is part of the Pelletier Team. In our spare time we enjoy, family outings, boating, skiing, & tennis. Accomplishments: 2000 Rookie of the Year! Multi million dollar producing Agent from 2000 to 2013 consecutive years! Top 5 producing Agent for Greater Bangor Area in 2013

"Your Doorway to New Beginnings" Whether opening a door to a new home, or closing the door to your selling home, I am devoted to make this happen for you! With my many years of top producing real estate services, I would welcome the opportunity to work with you. You will receive honest, dependable and personalized service. I will work hard for you and look out for your best interest in all transactions! My career as a Realtor/Broker has been devoted to making the transition of all my customers to their homes and community a smooth transition. Whether Listing, Buying, Relocation, First Time Home Buyers, New Construction, Waterfront, call Elaine and the Pelletier Team today! Personal History: Elaine and her husband, Joel, reside in Bucksport/Orland, Maine for the past 33 years. They have two grown children whom have established great careers for themselves. Daughter is a Doctor and son a sucessful realtor as is part of the Pelletier Team. In our spare time we enjoy, family outings, boating, skiing, & tennis. Accomplishments: 2000 Rookie of the Year! Multi million dollar producing Agent from 2000 to 2013 consecutive years! Top 5 producing Agent for Greater Bangor Area in 2013








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Real Estate Agents questions, answered by experts

An attic ladder could increase your home’s value. This is especially true if there was no access before and you plan to turn your attic into a valuable bonus space, like a bedroom, home office, or a beautifully organized and updated storage space. Potential buyers would likely see easy attic access as an attractive selling point.

Ensure the property is clean, provide access to all areas, and supply relevant documents, such as recent upgrades or tax records.

Appraisals are not mandatory but are helpful for pricing accuracy and negotiation purposes.

Mold can greatly impact your home's appraisal and lower your selling price if your home's on the market. Home appraisers take mold into account when figuring out a property's overall value. Mold will lower your home's price because it poses a health risk to household members and can compromise the structural integrity of the house. Mold will require remediation, which in extreme cases can be costly, so that is factored into your home's appraisal as well.

Yes, it could be worth buying and remodeling an old house. You can potentially purchase an older house for a lower price than a newer house. With less of an upfront investment, you can devote more of your budget to the remodeling work. If you’re thinking of remodeling an old house and then reselling it—called house flipping—focus on projects that deliver the best ROI for home improvements.

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