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You should ask a few questions to ensure that your potential lead removal professional is experienced and qualified to handle lead-paint abatement safely, legally, and properly.

• What are your qualifications and experience removing lead-based paint?

• Are you licensed and certified to remove lead-based paint?

• How do you test for lead paint?

• What methods do you use for lead-based paint abatement?

• What do you plan to do with the hazardous material when you remove it from the home?

• Do you do replacement and painting work or removal only?

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Exterior paint contains a higher level of VOCs, which can be dangerous if you’re exposed to it for a long period of time. The good news is that paint’s toxicity reduces significantly once fully dried and cured. Do not keep open exterior paint cans in your home, basement, or garage, exposing your household to harmful chemicals over time.

If the lead paint is in a place that is not easily disturbed and is not flaking or deteriorating, you do not necessarily need to remove it. Lead is toxic when dust particles or flakes from peeling lead paint are ingested. If people are not in the area with the lead paint, it may be safe to leave it in place. You still may want to consider encapsulation with a paint formulated for covering lead-based paint, just for an added layer of protection.