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No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

With regular testing, treatment, and maintenance, water from a community well should be safe to drink. Unfortunately, the EPA does not regulate private wells, and contamination can happen. 

If you have doubts about the quality and safety of your drinking water, you have options for testing. You can pick up kits from your local home supply store or harvest samples and send them to a local testing facility. To get the most complete water quality testing and system diagnosis, seek a local well professional. They know what to test for and can recommend and implement a longer-lasting solution.

Lead exposure poses significant health risks, including neurological, developmental, and behavioral disorders, especially critical in young children and fetuses.

Structural problems with the foundation or roof, water damage, and plumbing or electrical issues are all red flags in a home inspection. These problems can pose serious safety risks and be costly to repair. If a home inspection identifies any serious issues, you’ll want to remedy the problem as quickly as possible to avoid the problem getting any worse.