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Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Ideally, you’ll have a good enough relationship with your neighbors that you can kindly mention this task in regular conversation. However, every neighbor (and neighborhood) is different. Your best bet will always be to ask directly and nicely, offering to contribute to the tree trimming efforts if you’d like. However, if you are bothered by the tree and your neighbor is unwilling to cut it, you can involve the help of the homeowners’ association or local authorities, if applicable.

White vinegar does not kill ivy on trees because its acetic acid concentration is not high enough to overpower it. Vinegar is an effective herbicide for weeds and other plants, but not for the strength of most ivies, including poison ivy and English ivy. You should use an herbicide to kill ivy, such as one with glyphosate, imazapyr, or triclopyr.

Trees provide many benefits, including shade, habitat for local wildlife, and cleaner air, so it’s always a good idea to try an alternative strategy like crown reduction before you chop one down. But sometimes, cutting down a tree is the only option (like if it’s severely diseased). A licensed arborist can assess the tree and recommend the best course of action.