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Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

Both rock salt and ice melt are naturally occurring salts. Rock salt is sodium chloride, which is the same as table salt. Ice melt products can be made from a combination of salts like magnesium chloride and calcium chloride or can be those salts alone.

Rock salt comes in large crystals, so it helps provide traction on icy surfaces, whereas ice melt products need to be mixed with sand to provide traction. Ice melt products work at lower temperatures than rock salt, so they might be a better choice if you have a harsh winter climate.

Clearing snow from your roof can be a tedious and time-consuming job. Even so, it is extremely important to maintain your roof during the winter months. You can help prevent ice dams and avoid roof collapse.

As a side note, rather than shoveling your roof, you should always use a roof rake to modify the job. Otherwise, call in a professional.

Whether salt melts ice overnight will depend on how low the temperature drops. If temperatures stay around 30 degrees Fahrenheit, you can count on salt melting ice overnight. Otherwise, the lower temperatures get, the less effective the salt is in melting ice, and the more likely you’ll wake up with a slippery driveway the next day.