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Asbestos Removal questions, answered by experts

Often found in old insulation, tiles, and roofing materials in pre-1980s buildings.

Typically, homeowners insurance does not cover asbestos removal or abatement. Most policies exclude coverage for pollutants, contaminants, and hazardous materials, which includes asbestos. Because asbestos is often considered a pre-existing condition in older homes, its removal is usually viewed as a maintenance expense rather than an insurable loss. However, there is a key exception: if asbestos-containing materials are discovered or disturbed due to a covered event, such as a fire or storm, your policy may cover the abatement as part of the necessary repairs. For example, if a storm damages your roof and an insurance adjuster discovers asbestos while inspecting the damage, the policy might pay for the removal cost. If removal is not covered and is outside your budget, you might consider encapsulating the asbestos. The viability of this option depends on the condition of the contaminated materials. It is recommended to speak with an asbestos abatement specialist to understand your options.

While asbestos can’t be directly absorbed through the skin—the fibers are too big—skin contact can still produce symptoms. Contact dermatitis can flare up in sensitive individuals but in most cases, the danger from asbestos comes from inhaling the fibers, or dust, that is produced when asbestos is disturbed. If you touch asbestos by accident, immediately wash yourself and your clothes.

If you know your popcorn ceiling has asbestos, you should not attempt to clean it. It simply is not possible to learn how to clean asbestos safely without potentially releasing microscopic fibers into the air that could lead to severe illness in the future. Avoid disturbing or cleaning the ceiling until the asbestos removal company can get rid of the popcorn ceiling.

Power washing asbestos siding can be hazardous and isn't recommended. The power washer's high pressure can disturb the siding and release harmful asbestos fibers into the air. Rather than attempting to DIY it, hire a professional trained in asbestos handling to tackle any exterior cleaning.

The Plain Dealing, LA homeowners’ guide to asbestos removal services

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