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Roofing questions, answered by experts

The material and frequency of maintenance are the biggest factors for determining the longevity of your shingles, not the color. For instance, luxury asphalt shingles can last 30 years or even longer, while slate tiles have an impressive lifespan ranging from 75 to 100 years. That said, lighter-colored shingles can help reduce your energy costs in the summertime.

Your homeowners insurance premium may increase if you file a roof claim. Whether your rate goes up, and by how much, depends on several factors. These include your insurance company's policies, your personal claim history, the size of the current claim, and the type of damage. While a single claim after a long period without any may not trigger an increase, frequent claims are more likely to raise your premium. Additionally, insurers might increase rates at renewal due to external factors like changing weather patterns, which are beyond your control.

A standard roof can hold a live load of about 20 pounds per square foot. However, gable roofs often have steeper-than-average slopes, so calculating their weight capacity can be challenging. If the slope of your gable roof is greater than 4:12, the live load needs to be decreased to allow for a larger dead load. Ask your roofer exactly how much weight your roof can support.

Roofers most often use nails to fasten roofing shingles and other roofing materials. Nails have more holding power than staples and offer better weather resistance and longevity. However, it is possible to use staples instead of nails when installing a roof. Staples are less expensive, but not as high-quality.

The best material to sheath a roof will depend on your budget and if you require the strength of more robust materials. For most homes, the added strength is unnecessary, and oriented strand board, or OSB, makes sense. It’s inexpensive and robust enough for most roof types. Another popular but slightly more expensive option is plywood.

The Morse, LA homeowners’ guide to roofing services

From average costs to expert advice, get all the answers you need to get your job done.

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