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While it’s less common than on other kinds of roofs, yes, ice dams can form on metal roofs. Metal roofs, particularly those with snow guards installed, can still accumulate ice at the roof edge, although ice dams on metal roofs are less likely to cause roof or interior damage than on traditional asphalt shingle roofs.

There are two main issues with metal roofs: the up-front cost and how noisy they can be when it rains. Metal roofs cost close to twice as much as asphalt roofs per square foot, and although you also get more than double the lifespan and more value from them, the initial cost is higher. Metal roofs can also create noise in your living space when it rains, so some homeowners install acoustic panels or insulation under them to reduce noisiness.

Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.

The first thing to ensure is you are hiring an approved contractor to repair your roof so your insurance can cover the cost. As always, shop around until you have a handful of quotes so that you get the best quality for the price you’re paying.

When researching a roof repair contractor to repair hail damage, first ask if they’re licensed, bonded, and insured, as this protects you and your property. Always check upfront fees, availability, turnaround, and cost or discounts. Finally, I always look up their reviews to make sure other people who have done similar projects have had great results.