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A tree growing close to a house can pose several risks, but removal isn't always the only or best solution. Potential problems include roots growing into the foundation and causing structural cracks, branches damaging the roof or promoting moss growth, and debris clogging gutters, which can lead to water damage. Trees can also provide access for pests and encourage mold. However, a small, healthy tree may not be a problem, and for larger, established trees, strategic trimming can be a cheaper and more beneficial alternative to removal. It is generally recommended to take action for trees within 10 to 20 feet of your home, especially if they are unhealthy or encroaching. Your best bet is to consult a professional arborist who can assess the specific situation and provide expert advice.

Unlike some fruit trees, such as apple, sweet cherry, or pear that require at least two trees for pollination, most peach trees are self-pollinating. This means you can plant just one tree and still expect it to produce fruit, typically within two to four years. For best results, consult with a local landscaper to choose the right peach tree variety for your specific climate, soil type, and yard layout.

Completely topping a plum tree is a risky business. Cut too much, and you’ll kill your tree. That said, you do need to trim the top of your tree to encourage bushy growth, maintain your tree’s vase shape, and limit size. 

A plum tree's central leader (or trunk) should never extend more than 3 feet above the highest branch. When you first plant your tree, cut the central leader so it’s 2 to 3 feet tall. As it grows, cut it back 12 to 20 inches until it reaches its desired height. Never prune more than one-third of the new growth.

You may need permission to take a tree down. Check with your local ordinances about rules regarding tree removal and to gain any necessary permits. Check with your local ordinances or the fire department if you plan to burn the stump. Make sure you have all the steps in place before removing the tree, or contact a local tree removal service.