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CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Martin Presence Property Management - West Monroe

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Martin Presence Property Management - West Monroe

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Free onsite estimate

Martin Presence provides Expert services of Property Management Ruston also offer Expert Team which Manage and guide Property management West Monroe. Our expertise in investment properties gives our customers the best single resource for buying, selling management and maintanance.

Martin Presence provides Expert services of Property Management Ruston also offer Expert Team which Manage and guide Property management West Monroe. Our expertise in investment properties gives our customers the best single resource for buying, selling management and maintanance.


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Team Crume: RE/MAX Results Realty

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Team Crume: RE/MAX Results Realty

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17 years of experience

Brandon and Jenny are professional REALTORS ready to assist you. We serve Lincoln Parish and the surrounding areas. Call today to see how we can help you. RE/MAX Results Realty (318) 242-0000 Each Office Independently Owned and Operated. Licensed by the Louisiana Real Estate Commission, USA

Brandon and Jenny are professional REALTORS ready to assist you. We serve Lincoln Parish and the surrounding areas. Call today to see how we can help you. RE/MAX Results Realty (318) 242-0000 Each Office Independently Owned and Operated. Licensed by the Louisiana Real Estate Commission, USA


RE/MAX Results Realty

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RE/MAX Results Realty

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13 years of experience

RE/MAX Results Realty is a full-service real estate office serving North Louisiana. Let our team help you find the PERFECT property for you! Each office Independently owned and operated Licensed by the Louisiana Real Estate Commission, USA

RE/MAX Results Realty is a full-service real estate office serving North Louisiana. Let our team help you find the PERFECT property for you! Each office Independently owned and operated Licensed by the Louisiana Real Estate Commission, USA


RE/MAX Results Realty, Bruce Siegmund

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RE/MAX Results Realty, Bruce Siegmund

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21 years of experience

Bruce Siegmund with RE/MAX Results Realty is the Broker of one of Ruston's newest Real Estate Franchises. RE/MAX has five full time agents in sales and specializes in Residential, Commercial and Land.

Bruce Siegmund with RE/MAX Results Realty is the Broker of one of Ruston's newest Real Estate Franchises. RE/MAX has five full time agents in sales and specializes in Residential, Commercial and Land.


Ethan Landry, Keller Williams Parishwide Partners

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Ethan Landry, Keller Williams Parishwide Partners

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Free onsite estimate

My real estate business has been built around one guiding principle: It's all about you. Your needs, Your dreams, Your concerns, Your questions, Your finances, Your time, Your life My focus is on your complete satisfaction. In fact, I work to get the job done so well, you will want to tell your friends and associates about it. Maybe that's why more than 50 percent of my business comes from repeat customers and referrals. Good service speaks for itself. I'm looking forward to the opportunity to earn your referrals too!

My real estate business has been built around one guiding principle: It's all about you. Your needs, Your dreams, Your concerns, Your questions, Your finances, Your time, Your life My focus is on your complete satisfaction. In fact, I work to get the job done so well, you will want to tell your friends and associates about it. Maybe that's why more than 50 percent of my business comes from repeat customers and referrals. Good service speaks for itself. I'm looking forward to the opportunity to earn your referrals too!


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Real Estate Agents questions, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

You can find ranch-styled homes around the North, West, and Midwest regions. Some of the states where they’re more common are California and Texas. However, it’s worth noting that you can technically find these houses across the country since there’s nothing stopping homeowners from building one—unless lack of land is an issue.

Yes, home appraisers look at your windows when appraising your property to determine the market value of your home. They’ll factor in the type of windows, quality, condition, whether or not there are screens covering the windows, frame materials, size, insulation, and more to come up with an unbiased property assessment.

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

If the sales agreement has a clause that allows the seller to renegotiate based on the appraised value, then they might be able to back out if the appraisal comes in higher than your offer price. If the agreement doesn’t have that language, then the seller has no legal recourse to back out. They could hold a higher offer as a backup and move onto that one if yours falls through for any reason, but once the agreement is signed, the seller is locked into that purchase price unless there’s a clause stating they can renegotiate.

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