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CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Martin Presence Property Management - West Monroe

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Martin Presence Property Management - West Monroe

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Free onsite estimate

Martin Presence provides Expert services of Property Management Ruston also offer Expert Team which Manage and guide Property management West Monroe. Our expertise in investment properties gives our customers the best single resource for buying, selling management and maintanance.

Martin Presence provides Expert services of Property Management Ruston also offer Expert Team which Manage and guide Property management West Monroe. Our expertise in investment properties gives our customers the best single resource for buying, selling management and maintanance.


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Team Crume: RE/MAX Results Realty

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Team Crume: RE/MAX Results Realty

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17 years of experience

Brandon and Jenny are professional REALTORS ready to assist you. We serve Lincoln Parish and the surrounding areas. Call today to see how we can help you. RE/MAX Results Realty (318) 242-0000 Each Office Independently Owned and Operated. Licensed by the Louisiana Real Estate Commission, USA

Brandon and Jenny are professional REALTORS ready to assist you. We serve Lincoln Parish and the surrounding areas. Call today to see how we can help you. RE/MAX Results Realty (318) 242-0000 Each Office Independently Owned and Operated. Licensed by the Louisiana Real Estate Commission, USA


RE/MAX Results Realty

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RE/MAX Results Realty

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13 years of experience

RE/MAX Results Realty is a full-service real estate office serving North Louisiana. Let our team help you find the PERFECT property for you! Each office Independently owned and operated Licensed by the Louisiana Real Estate Commission, USA

RE/MAX Results Realty is a full-service real estate office serving North Louisiana. Let our team help you find the PERFECT property for you! Each office Independently owned and operated Licensed by the Louisiana Real Estate Commission, USA



RE/MAX Results Realty, Bruce Siegmund

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RE/MAX Results Realty, Bruce Siegmund

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21 years of experience

Bruce Siegmund with RE/MAX Results Realty is the Broker of one of Ruston's newest Real Estate Franchises. RE/MAX has five full time agents in sales and specializes in Residential, Commercial and Land.

Bruce Siegmund with RE/MAX Results Realty is the Broker of one of Ruston's newest Real Estate Franchises. RE/MAX has five full time agents in sales and specializes in Residential, Commercial and Land.


Ethan Landry, Keller Williams Parishwide Partners

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Ethan Landry, Keller Williams Parishwide Partners

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Free onsite estimate

My real estate business has been built around one guiding principle: It's all about you. Your needs, Your dreams, Your concerns, Your questions, Your finances, Your time, Your life My focus is on your complete satisfaction. In fact, I work to get the job done so well, you will want to tell your friends and associates about it. Maybe that's why more than 50 percent of my business comes from repeat customers and referrals. Good service speaks for itself. I'm looking forward to the opportunity to earn your referrals too!

My real estate business has been built around one guiding principle: It's all about you. Your needs, Your dreams, Your concerns, Your questions, Your finances, Your time, Your life My focus is on your complete satisfaction. In fact, I work to get the job done so well, you will want to tell your friends and associates about it. Maybe that's why more than 50 percent of my business comes from repeat customers and referrals. Good service speaks for itself. I'm looking forward to the opportunity to earn your referrals too!


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Real Estate Agents questions, answered by experts

While it's smart to save up about 25 percent of the price of a home—to cover the down payment and closing costs—many loans require between less than 3% down to qualify. In either case, you'll need between 3 and 6 percent for the closing and moving costs as well as a strong financial history for mortgage approval.

They provide objective, third-party valuation, guiding fair sales or purchase prices.

A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.

If the appraised value comes in lower than an offer, a buyer will normally be able to back out because a low appraisal can prevent a mortgage from going to underwriting. The buyer can also try to negotiate for a lower sale price or offer to put down more cash to bridge the appraisal gap.

As long as the home inspection reveals no problems with the property’s structure, it shouldn’t be an issue buying an underpinned home. In fact, a properly underpinned property can be more stable than houses that have never had structural issues. However, you could face a higher insurance premium if the property has a history of structural problems. You should always request a structural engineer’s report before making a final decision.

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