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CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Martin Presence Property Management - West Monroe

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Martin Presence Property Management - West Monroe

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Free onsite estimate

Martin Presence provides Expert services of Property Management Ruston also offer Expert Team which Manage and guide Property management West Monroe. Our expertise in investment properties gives our customers the best single resource for buying, selling management and maintanance.

Martin Presence provides Expert services of Property Management Ruston also offer Expert Team which Manage and guide Property management West Monroe. Our expertise in investment properties gives our customers the best single resource for buying, selling management and maintanance.


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Team Crume: RE/MAX Results Realty

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Team Crume: RE/MAX Results Realty

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17 years of experience

Brandon and Jenny are professional REALTORS ready to assist you. We serve Lincoln Parish and the surrounding areas. Call today to see how we can help you. RE/MAX Results Realty (318) 242-0000 Each Office Independently Owned and Operated. Licensed by the Louisiana Real Estate Commission, USA

Brandon and Jenny are professional REALTORS ready to assist you. We serve Lincoln Parish and the surrounding areas. Call today to see how we can help you. RE/MAX Results Realty (318) 242-0000 Each Office Independently Owned and Operated. Licensed by the Louisiana Real Estate Commission, USA


RE/MAX Results Realty

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RE/MAX Results Realty

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13 years of experience

RE/MAX Results Realty is a full-service real estate office serving North Louisiana. Let our team help you find the PERFECT property for you! Each office Independently owned and operated Licensed by the Louisiana Real Estate Commission, USA

RE/MAX Results Realty is a full-service real estate office serving North Louisiana. Let our team help you find the PERFECT property for you! Each office Independently owned and operated Licensed by the Louisiana Real Estate Commission, USA



RE/MAX Results Realty, Bruce Siegmund

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RE/MAX Results Realty, Bruce Siegmund

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21 years of experience

Bruce Siegmund with RE/MAX Results Realty is the Broker of one of Ruston's newest Real Estate Franchises. RE/MAX has five full time agents in sales and specializes in Residential, Commercial and Land.

Bruce Siegmund with RE/MAX Results Realty is the Broker of one of Ruston's newest Real Estate Franchises. RE/MAX has five full time agents in sales and specializes in Residential, Commercial and Land.


Ethan Landry, Keller Williams Parishwide Partners

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Ethan Landry, Keller Williams Parishwide Partners

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Free onsite estimate

My real estate business has been built around one guiding principle: It's all about you. Your needs, Your dreams, Your concerns, Your questions, Your finances, Your time, Your life My focus is on your complete satisfaction. In fact, I work to get the job done so well, you will want to tell your friends and associates about it. Maybe that's why more than 50 percent of my business comes from repeat customers and referrals. Good service speaks for itself. I'm looking forward to the opportunity to earn your referrals too!

My real estate business has been built around one guiding principle: It's all about you. Your needs, Your dreams, Your concerns, Your questions, Your finances, Your time, Your life My focus is on your complete satisfaction. In fact, I work to get the job done so well, you will want to tell your friends and associates about it. Maybe that's why more than 50 percent of my business comes from repeat customers and referrals. Good service speaks for itself. I'm looking forward to the opportunity to earn your referrals too!

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Real Estate Agents questions, answered by experts

Yes, hiring a real estate agent is worth it. Many homeowners make the mistake of trying to sell their homes by themselves, thinking that they’ll save money on the commission, but what they save on the commission, they very often pay for in frustration and concessions on the sale price. Hiring a real estate agent to handle the sale of your home not only makes the process far easier and takes the burden off of you, but most homeowners get more for their homes when going through an agent because of the marketing and salesmanship they bring to the table.

It’s often a good idea to take care of any health and safety repairs before an appraisal to make sure the mortgage can move to underwriting without having to pay for another appraisal. Replace any broken glass, fix uneven or sloping floors, ensure all steps have appropriate handrails, and have a professional get rid of mold, asbestos, and lead paint. Beyond these repairs, you can update appliances or fixtures and focus on aesthetic improvements like new paint to add the most value before scheduling an appraisal.

The difference between a mobile home and a trailer home is primarily between construction standards and usage. Mobile homes built after 1976 meet HUD safety regulations, offering more durability and livability. Trailer homes, an older term, often refer to smaller, lightweight units primarily designed for temporary travel or camping.

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

An estimate is more informal than a quote. Estimates are based on the contractor's prior experience, and they are expected to be off by 10% to 15% of the actual project cost and timeline. Quotes are more formal and require far more detailed information outlining the scope and cost of the project, including a thorough inspection of the area where the contractor will work. This is because the quote is expected to become a binding contract while an estimate does not have this expectation.

The Lakeshore, LA homeowners’ guide to real estate services

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